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{"ops":[{"insert":"Jill and Gary are married and file a joint return. They expect to have $180,000 of taxable income in the next year and are considering whether to purchase a personal residence that would provide additional tax deductions of $36,000 for mortgage interest and real estate taxes.\nWhat is their marginal tax rate for purposes of making this\u200b\u00a0decision?\nWhat is the tax savings if the residence is\u200b\u00a0acquired?\nMarried, Filing Joint and Surviving Spouse\nIf taxable income is: The tax is:\nNot over $19,900 10% of taxable income.\nOver $19,900 but not over $81,050 $1,990.00 + 12% of the excess over $19,900.\nOver $81,050 but not over $172,750 $9,328.00 + 22% of the excess over $81,050.\nOver $172,750 but not over $329,850 $29,502.00 + 24% of the excess over $172,750.\nOver $329,850 but not over $418,850 $67,206.00 + 32% of the excess over $329,850.\n"}]}
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